Agriculture & Farmer Schemes
Government Schemes · कृषि और किसान योजनाएं
📋Quick Overview
India's agriculture sector employs about 46% of the workforce and contributes ~17% to GDP. The government has launched several flagship schemes to double farmers' income, provide crop insurance, ensure MSP, and modernise agricultural markets. PM-KISAN (₹6,000/year income support) has been India's largest direct benefit transfer to farmers since 2018.
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PM-KISAN (Pradhan Mantri Kisan Samman Nidhi): ₹6,000/year in 3 installments of ₹2,000 each; launched December 1, 2018 at Gorakhpur, UP by PM Modi; covers all landholding farmers.
📖Major Agriculture Schemes — Key Details
| Scheme | Launch Year | Ministry | Key Feature |
|---|---|---|---|
| PM-KISAN | Dec 2018 | Agriculture | ₹6,000/year income support; 11 crore+ farmers; DBT |
| PM Fasal Bima Yojana | Feb 2016 | Agriculture | Crop insurance; premium: Kharif 2%, Rabi 1.5%, commercial 5% |
| e-NAM | April 2016 | Agriculture | National Agriculture Market; online trading; 1000+ mandis connected |
| Kisan Credit Card (KCC) | 1998 | Finance/Agriculture | Short-term credit for farmers; covers cultivation + post-harvest + allied activities |
| PKVY (Paramparagat Krishi Vikas) | 2015 | Agriculture | Organic farming promotion; ₹50,000/ha over 3 years; cluster approach (50 farmers/cluster) |
| PM-AASHA | 2018 | Agriculture | Pradhan Mantri Annadata Aay Sanrakshan Abhiyan — MSP to farmers through PSS, PDPS, PPSS |
| RKVY | 2007 | Agriculture | Rashtriya Krishi Vikas Yojana; grants to states for agriculture; ₹3,722 crore allocation FY24 |
| Soil Health Card Scheme | Feb 2015 | Agriculture | Biennial soil testing + nutrient recommendation; 22 crore+ cards issued |
📖PM Fasal Bima Yojana — Details
- •Launched: February 18, 2016; replaced NAIS (National Agricultural Insurance Scheme) and MNAIS
- •Premium: Kharif crops — 2%; Rabi crops — 1.5%; Commercial/Horticultural crops — 5%
- •Rest of premium paid by Central + State governments (50:50 for general states, 90:10 for NE states)
- •Covers: Prevented sowing, standing crop loss, post-harvest losses, localised calamities
- •Renamed to PMFBY; made voluntary for farmers from 2020 (earlier mandatory for loanee farmers)