Housing & Urban Schemes
Government Schemes · आवास और शहरी योजनाएं
📋Quick Overview
India's housing and urban schemes aim to address the housing shortage of ~11 crore units (urban) and ~29 lakh units (rural). PM Awas Yojana (Urban + Gramin) targets 'Housing for All' through four approaches. Smart Cities Mission aims to create 100 model cities with world-class infrastructure. Swachh Bharat Mission has been transformative in sanitation.
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Swachh Bharat Mission: Launched October 2, 2014 (Gandhi's 145th birth anniversary) by PM Modi at Rajghat, New Delhi. Target: Make India Open Defecation Free (ODF) by Oct 2, 2019 (Gandhi's 150th birth anniversary).
📖PM Awas Yojana — Urban & Gramin
| Component | PMAY-Urban | PMAY-Gramin |
|---|---|---|
| Launched | June 25, 2015 | November 20, 2016 (renamed from IAY) |
| Ministry | Housing & Urban Affairs | Rural Development |
| Financial support | Credit-linked subsidy up to ₹2.67 lakh | ₹1.2 lakh (plains) / ₹1.3 lakh (hilly/NE) |
| Target | 2.95 crore urban houses | 2.95 crore rural houses (PMAY-G 2.0 extended) |
| 4 Verticals (Urban) | In-situ slum redevelopment (ISSR); Credit Linked Subsidy (CLSS); Affordable Housing in Partnership (AHP); Beneficiary-led construction (BLC) | N/A |
📖Smart Cities, AMRUT & Swachh Bharat
| Scheme | Launch | Coverage | Key Feature |
|---|---|---|---|
| Smart Cities Mission | June 25, 2015 | 100 cities (selected by competition) | Area-Based Development (ABD) + Pan-City IT solutions; ₹48,000 crore investment; 5-year plan |
| AMRUT | June 25, 2015 | 500 cities (population >1 lakh) | Atal Mission for Rejuvenation and Urban Transformation; water supply, sewerage, parks, urban transport; AMRUT 2.0 launched 2021 |
| Swachh Bharat Mission - Urban | Oct 2, 2014 | 4,041 statutory towns | 100% ODF+ and solid waste management; SBMU 2.0 launched 2021 |
| Swachh Bharat Mission - Rural | Oct 2, 2014 | All rural India | Built 11.5+ crore toilets; Gramin ODF declared Oct 2, 2019; SBM 2.0 adds ODF Plus |
| HRIDAY | Jan 21, 2015 | 12 heritage cities | Heritage City Development and Augmentation Yojana; preservation + urban development |