Housing & Urban Schemes
Government Schemes · आवास और शहरी योजनाएं · 18 facts
PMAY-Urban (Pradhan Mantri Awas Yojana Urban): Housing for All by 2022; 4 verticals — In-situ slum redevelopment, Credit Linked Subsidy, Affordable Housing Partnership, Beneficiary-led construction
PMAY-Gramin (Rural): Pradhan Mantri Awaas Yojana Gramin; 2.95 crore pucca houses target; Rs 1.2 lakh plains, Rs 1.3 lakh hilly/NE; houses with toilets, electricity, LPG
Smart Cities Mission: 100 cities selected; Rs 2.05 lakh crore investment; area-based development + pan-city solutions; dashboards for city governance; started June 2015
AMRUT (Atal Mission for Rejuvenation and Urban Transformation): 500 cities; water supply, sewerage, drainage, transport, green spaces; AMRUT 2.0 (2021) covers all ULBs
Swachh Bharat Mission (SBM): Launched October 2, 2014 (Gandhi Jayanti); SBM-Urban and SBM-Gramin; India declared ODF (Open Defecation Free) October 2019; 10 crore+ toilets built
HRIDAY (Heritage City Development and Augmentation Yojana): 12 heritage cities; Rs 500 crore; integrates urban planning with heritage conservation; Varanasi, Amritsar included
DAY-NULM (Deendayal Antyodaya Yojana Urban Livelihoods Mission): Urban poverty alleviation; self-employment, skill training, SHGs for urban poor; 'Shelter for Urban Homeless' component
Jal Jeevan Mission Urban: Provides tap water to all urban households; 2.68 crore urban households target; 100% coverage in 500 AMRUT cities by 2026
PM SVANidhi (PM Street Vendor's AtmaNirbhar Nidhi): Rs 10,000 first loan, Rs 20,000 second, Rs 50,000 third; for 50 lakh street vendors; collateral-free; interest subsidy
Credit Linked Subsidy Scheme (CLSS): Part of PMAY-Urban; EWS/LIG (up to Rs 6 lakh income) get 6.5% interest subsidy; MIG I (Rs 12 lakh) 4%, MIG II (Rs 18 lakh) 3%
National Urban Livelihood Mission: Provides skill development, financial assistance; 50 lakh urban poor trained; Rs 10,000 working capital loan for individual entrepreneurs
Smart Cities Command Centres: Integrated Command and Control Centres (ICCC) in 100 smart cities; monitor traffic, water, waste, power in real-time; launched for COVID management
Urban Transport — Metro Rail Policy 2017: 80% cost by Centre+State; 20% by user/land value capture; 18 operational metro systems in India; 900+ km operational
Garbage Free City Rating: SBM-Urban Star Rating; 1-7 stars; Indore has 7 stars (India's cleanest city for 7 consecutive years 2017-2023); 4000+ cities rated
PM Awas Yojana 2.0: Extended scheme (2024-2029); 1 crore additional urban poor houses; focus on EWS/LIG; subsidy of Rs 2.5 lakh per house for EWS category
UDAN (Ude Desh Ka Aam Nagrik): Regional air connectivity scheme; Rs 2500 airfare cap for 1-hour flight; 450+ routes; 65 underserved airports connected; started 2016
National Urban Housing Fund (NUHF): Rs 60,000 crore fund for affordable housing; provides low-cost funds to HFCs, banks to lend for affordable housing construction
SBM-Urban 2.0 (2021-2026): Aims for 'Garbage Free Cities'; solid waste management, waste-to-energy, plastic waste elimination, biogas from wet waste; Rs 1.41 lakh crore