Livelihood & Employment — Set 1
Government Schemes · आजीविका और रोजगार · Questions 1–10 of 140
In which year was the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) passed?
Correct Answer: B. 2005
MGNREGA was passed by the Indian Parliament in 2005 and came into force on February 2, 2006. It guarantees 100 days of wage employment in a financial year to rural households. It is the world's largest public works programme.
How many days of guaranteed wage employment does MGNREGA provide to rural households per financial year?
Correct Answer: C. 100 days
MGNREGA guarantees at least 100 days of wage employment per financial year to every rural household. Adult members who volunteer to do unskilled manual work are entitled to this employment. This right is legally enforceable under the Act.
What is the document issued to households under MGNREGA that records their entitlement and work details?
Correct Answer: B. Job Card
A Job Card is issued to every registered household under MGNREGA. It records the name of adult members, their photos, and details of work demanded and provided. It is a legal document that serves as proof of entitlement under the scheme.
What is the payment rule under MGNREGA if employment is not provided within how many days of application?
Correct Answer: B. 15 days
Under MGNREGA, if employment is not provided within 15 days of application, the applicant is entitled to an unemployment allowance. This allowance is a minimum of one-fourth of the wage rate for the first 30 days and one-half thereafter. This ensures accountability in implementation.
What is 'Social Audit' in the context of MGNREGA?
Correct Answer: B. A community-based review of scheme implementation
Social Audit under MGNREGA is a process by which the community formally examines and verifies the implementation of the scheme. It involves public meetings where records are read out and irregularities are reported. It is a mandatory accountability mechanism under the Act.
Under MGNREGA, what percentage of expenditure must be on works related to agriculture and allied activities?
Correct Answer: C. 60%
At least 60% of MGNREGA expenditure must be on works that directly benefit the land and water resources of households. The remaining 40% can be on other permissible works like roads and buildings. This ensures that the scheme primarily supports agricultural livelihoods.
PM SVANidhi scheme was launched to provide micro-credit loans to which category of people?
Correct Answer: B. Street vendors
PM SVANidhi (PM Street Vendor's AtmaNirbhar Nidhi) was launched in June 2020 to provide collateral-free working capital loans to street vendors. It helps vendors restart their livelihoods affected by the COVID-19 pandemic lockdowns. The scheme promotes financial inclusion of the informal urban economy.
What is the initial loan amount provided to street vendors under PM SVANidhi scheme?
Correct Answer: B. Rs 10,000
Under PM SVANidhi, street vendors can avail an initial working capital loan of Rs 10,000. After timely repayment, they become eligible for enhanced credit of Rs 20,000 and then Rs 50,000. This step-up credit model encourages repayment discipline.
Which ministry implements the PM SVANidhi scheme?
Correct Answer: C. Ministry of Housing and Urban Affairs
PM SVANidhi is implemented by the Ministry of Housing and Urban Affairs. It is a Central Sector Scheme targeted at urban street vendors across India. The scheme is implemented through Urban Local Bodies and lending institutions.
PMEGP stands for which scheme related to self-employment?
Correct Answer: B. Prime Minister's Employment Generation Programme
PMEGP stands for Prime Minister's Employment Generation Programme. It is a credit-linked subsidy programme to generate self-employment through micro enterprises. It was launched in 2008 by merging two earlier schemes, PMRY and REGP.