ESI Act & ESIC — Set 2
Labour Laws · ESI अधिनियम और ESIC · Questions 11–20 of 140
Under ESI, what is the minimum contribution period for claiming sickness benefit?
Correct Answer: D. 78 days of contribution in 6-month period
Under the ESI Act, to be eligible for sickness benefit, an insured person must have paid contributions for at least 78 days in the relevant contribution period of 6 months. The sickness benefit is paid at 70% of daily wages for a maximum of 91 days in two consecutive benefit periods. This contribution condition ensures that only active workers receive benefits.
The headquarters of ESIC is located in which city?
Correct Answer: B. New Delhi
The headquarters of the Employees' State Insurance Corporation (ESIC) is located in New Delhi. It has regional offices throughout India to administer the ESI scheme. The Corporation runs its own network of hospitals, dispensaries, and diagnostic centres. The Union Minister for Labour and Employment chairs the ESIC.
Under ESI, the 'Insured Person' (IP) number is:
Correct Answer: B. A permanent unique identification number
Under the ESI Act, each covered employee is assigned a permanent Insurance Number (IP number) which serves as a unique identification throughout their insured life. This number is used for all ESI-related transactions, claims, and benefits. Employers are responsible for registering their employees and obtaining IP numbers for them. The IP number is linked to the employee's Aadhaar.
Under the ESI Act, which benefit provides coverage during hospitalization?
Correct Answer: B. Medical benefit
Medical benefit under the ESI Act provides comprehensive healthcare including outpatient treatment, hospitalization, specialist consultation, medicines, and diagnostic services. This benefit is available from day one of insurable employment. Insured persons and their dependants are entitled to full medical care. ESIC runs its own hospitals and also empanels private hospitals for this purpose.
Under the ESI Act, the contribution period is:
Correct Answer: B. April to September and October to March
Under the ESI Act, the contribution period is from 1 April to 30 September (first period) and 1 October to 31 March (second period). Contributions must be deposited within 15 days of the close of the calendar month. The benefit period follows the contribution period with a lag of approximately two months. This structure ensures regular contribution and benefit cycles.
Which benefit under ESI provides cash compensation to workers with extended illness?
Correct Answer: B. Extended sickness benefit
Extended Sickness Benefit (ESB) is provided to insured workers suffering from 34 specified long-term diseases such as tuberculosis, leprosy, cancer, mental illness, and others. It is paid at 80% of daily wages for up to two years. Workers must have completed two years of insurable employment and contributed for 156 days to be eligible. This benefit provides long-term financial support.
What is the funeral expense benefit under ESI?
Correct Answer: C. Rs.15,000
Under the ESI Act, the funeral expenses benefit is a lump sum payment of Rs.15,000 payable to the eldest surviving member of the family of a deceased insured person, or to the person who actually incurs the funeral expenses. This benefit helps the family manage immediate expenses after the death of the insured worker. The claim must be made within three months of death.
Under ESI, the unemployment allowance under Rajiv Gandhi Shramik Kalyan Yojana is paid for a maximum of:
Correct Answer: B. 1 year
Under the Rajiv Gandhi Shramik Kalyan Yojana (RGSKY), which provides relief to insured workers who lose employment due to retrenchment or factory closure, unemployment allowance is paid for a maximum period of two years. The allowance is paid at 50% of the standard benefit rate. Workers must have contributed for minimum three years to be eligible. Medical care is also provided during unemployment.
Under the ESI Act, who is NOT exempt from contributing?
Correct Answer: C. Daily wage workers earning below ceiling
Under the ESI Act, workers earning below the wage ceiling (Rs.21,000 per month) are NOT exempt from contributing and must pay 0.75% of their wages. Workers earning above the wage ceiling are exempt from the scheme. Apprentices engaged under the Apprentices Act 1961 and casual workers employed on irregular basis may be exempt. Daily wage workers below the ceiling must contribute.
Under the ESI Act, what is 'wages' for the purpose of contribution calculation?
Correct Answer: B. All remuneration paid at regular intervals including DA
Under Section 2(22) of the ESI Act, 'wages' means all remuneration paid at regular intervals, whether by way of wages, salary, or other form, to an employee for work done or for services rendered. It includes basic pay, dearness allowance, and other regular allowances. However, annual bonuses, overtime pay exceeding normal working time, and gratuity are excluded from wages for ESI contribution purposes.