Social Welfare — Set 4

Correct Answer: D. 25 kg per month

The correct answer is 25 kg per month. Under AAY, each household receives 25 kg of subsidized food grains per month, consisting of rice and wheat, at highly concessional rates much lower than market prices. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. AAY targets poorest households; PDS targets BPL and APL households

AAY targets the poorest of the poor households identified through specific criteria, providing 25 kg grains monthly. Targeted PDS serves Below Poverty Line (BPL) and Above Poverty Line (APL) families with different grain allocations. This fact is important for competitive examinations and is frequently asked in RRB NTPC, SSC, and state PSC exams.

Correct Answer: B. Distribution of grains to BPL and AAY families only

The correct answer is Distribution of grains to BPL and AAY families only. Targeted PDS is a modified version of the Public Distribution System that focuses on providing subsidized food grains specifically to Below Poverty Line (BPL) and Antyodaya Anna Yojana (AAY) families. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: C. AAY families

The correct answer is AAY families. AAY families, identified as the poorest of the poor, receive the maximum allocation of 25 kg per month under Antyodaya Anna Yojana, which is a subset of targeted PDS beneficiaries. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: C. Economic status and poverty line classification

The correct answer is Economic status and poverty line classification. The primary eligibility criterion for most welfare schemes is economic status and poverty line classification (BPL or APL), ensuring benefits reach the most vulnerable and economically disadvantaged sections. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. 100 crore

The correct answer is 100 crore. PMJDY achieved the remarkable milestone of opening over 100 crore bank accounts within its first year of operation, making it the world's largest financial inclusion program by account numbers. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. Health insurance claim processing

The correct answer is Health insurance claim processing. The RSBY Smart Card is an essential document issued to beneficiaries that enables cashless health insurance claims at empaneled hospitals, making healthcare access seamless and reducing out-of-pocket expenditures. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: C. 40%

The correct answer is 40%. NREGA guidelines mandate that at least 40% of beneficiaries must be women, ensuring gender inclusion in employment opportunities and promoting women's economic empowerment through wage work. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.

Correct Answer: B. Land development, water conservation, road construction, and related activities

The correct answer is Land development, water conservation, road construction, and related activities. NREGA focuses on rural public works including land development, water harvesting structures, road construction, irrigation projects, and asset creation that benefit communities long-term. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.

Correct Answer: B. By eliminating intermediaries and directly transferring funds to beneficiary bank accounts

The correct answer is By eliminating intermediaries and directly transferring funds to beneficiary bank accounts. DBT significantly reduces corruption and leakages by bypassing intermediaries and transferring subsidies directly to beneficiaries' bank accounts, ensuring genuine recipients receive full benefits intended for them. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.