Social Welfare — Set 6

Correct Answer: B. Beneficiary verification, claim investigation, and regular audits

The correct answer is Beneficiary verification, claim investigation, and regular audits. PMJJBY includes safeguards such as beneficiary identity verification, claim investigation procedures, and regular audits by insurance companies and government agencies to prevent fraudulent claims. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. Cash assistance combined with nutrition counseling and health checkups

The correct answer is Cash assistance combined with nutrition counseling and health checkups. PMMVY addresses undernutrition through direct cash transfers combined with nutrition counseling, regular health checkups, and coordination with health workers to ensure adequate nutrition during pregnancy. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: C. All districts across India

The correct answer is All districts across India. NREGA now covers all districts across India, having initially started with 200 districts in 2006 and gradually expanding to ensure universal employment guarantee coverage across rural areas. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.

Correct Answer: B. A proof of registration for 100-day employment guarantee with work details and payments recorded

The correct answer is A proof of registration for 100-day employment guarantee with work details and payments recorded. A Job Card is an official document issued to NREGA workers containing registration details, household information, and records of work done, days worked, and wages paid, serving as proof of participation. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.

Correct Answer: B. Through bank accounts using direct transfer

The correct answer is Through bank accounts using direct transfer. NREGA wages are disbursed directly to workers' bank accounts through Direct Benefit Transfer (DBT), ensuring transparent payment, reducing intermediaries, and promoting financial inclusion and formal banking. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.

Correct Answer: B. Provides regular income for elderly and vulnerable, improving food security and health

The correct answer is Provides regular income for elderly and vulnerable, improving food security and health. Social Security Pensions provide crucial regular income support to elderly and vulnerable populations, enabling them to meet basic needs, improve food security, access healthcare, and maintain dignity. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. Prevents duplicate ration cards, reduces leakage, and ensures benefits reach only eligible households

The correct answer is Prevents duplicate ration cards, reduces leakage, and ensures benefits reach only eligible households. The biometric system (using Aadhaar) in PDS prevents duplicate ration cards, eliminates impersonation, ensures only eligible household members access benefits, and significantly reduces leakage. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. Distribution centers ensuring accessible supply of food grains to eligible households

Fair Price Shops are the crucial distribution points in PDS where eligible beneficiaries access subsidized food grains. They ensure accessibility, maintain inventory, verify ration cards, and provide timely supply to communities. This fact is important for competitive examinations and is frequently asked in RRB NTPC, SSC, and state PSC exams.

Correct Answer: B. Digital records, traceable transactions, and reduced need for middlemen increase accountability

The correct answer is Digital records, traceable transactions, and reduced need for middlemen increase accountability. DBT improves transparency through digital record-keeping, traceable electronic transactions, reduced corruption opportunities, and easy auditability, allowing beneficiaries and authorities to verify benefit receipt. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.

Correct Answer: B. APL (Above Poverty Line) families have higher income; BPL (Below Poverty Line) have lower income with greater subsidy benefits

APL and BPL are income-based classifications. BPL families have income below the poverty line and receive higher subsidies and benefits. APL families with higher income receive fewer benefits or none at all.