Social Welfare — Set 7
Government Schemes · सामाजिक कल्याण · Questions 61–70 of 100
How does PMJJBY protect dependents of beneficiaries?
Correct Answer: B. Death benefit of Rs. 2 lakh is paid to family members of deceased beneficiary
PMJJBY provides crucial protection to family members by paying a death benefit of Rs. 2 lakh to designated beneficiary or family members in case of death, providing financial security to dependents.
What is the coverage of PM-JAY in terms of population?
Correct Answer: B. Approximately 50% of India's population covering vulnerable sections
PM-JAY is designed to cover approximately 50% of India's population, primarily focusing on vulnerable and economically weaker sections, making it one of the world's largest health insurance schemes.
What are the eligibility criteria for JSY benefits?
Correct Answer: B. Pregnant women, lactating mothers, and female child laborers
JSY benefits are available to pregnant women, lactating mothers, and in some cases female child laborers, providing them institutional delivery support and cash assistance for safe motherhood.
How does RSBY help reduce out-of-pocket healthcare expenditure?
Correct Answer: B. Cashless treatment at empaneled hospitals eliminates direct payment burden
RSBY significantly reduces out-of-pocket expenditure by providing cashless hospitalization benefits at empaneled hospitals, where the insurance bears treatment costs, protecting beneficiary families from financial hardship.
What is the procedural mechanism for grievance redressal in welfare schemes?
Correct Answer: B. Designated grievance officers at block/district level and online portals for complaint filing
Welfare schemes have formal grievance redressal mechanisms including designated officers at block and district levels, online complaint portals, and specified resolution timelines to address beneficiary grievances.
How has digitalization improved PMJDY implementation?
Correct Answer: B. Digital account opening, mobile banking, and online fund transfers
Digitalization has significantly improved PMJDY by enabling online account opening, mobile banking access, digital fund transfers, transaction monitoring, and reducing banking friction for rural beneficiaries.
What percentage of workers are covered under NREGA employment guarantee?
Correct Answer: B. All rural households seeking work
NREGA guarantees employment to all rural households whose adult members volunteer for unskilled work, effectively covering all landless laborers, marginal farmers, and vulnerable rural populations seeking employment.
What is the implementation timeline for processing welfare benefit applications?
Correct Answer: B. 15 days for verification and 7 days for approval typically
Most welfare schemes specify processing timelines such as 15 days for verification and 7 days for approval, ensuring beneficiaries receive benefits promptly and maintaining accountability in the system.
How do welfare schemes contribute to poverty reduction?
Correct Answer: B. Providing income support, food security, healthcare, and employment reduces poverty and improves living standards
Welfare schemes contribute significantly to poverty reduction by providing multiple forms of support: income transfers, food security programs, health insurance, and employment guarantee, creating a comprehensive safety net.
What role does Aadhar play in welfare scheme implementation?
Correct Answer: B. Unique identification for beneficiary verification and preventing duplicate benefits
Aadhar plays a crucial role by providing unique identification, enabling direct benefit transfers, preventing duplicate registrations, reducing fraud, and ensuring benefits reach only intended beneficiaries.