Social Welfare — Set 7
Government Schemes · सामाजिक कल्याण · Questions 61–70 of 100
How does PMJJBY protect dependents of beneficiaries?
Correct Answer: B. Death benefit of Rs. 2 lakh is paid to family members of deceased beneficiary
PMJJBY provides crucial protection to family members by paying a death benefit of Rs. 2 lakh to designated beneficiary or family members in case of death, providing financial security to dependents. This fact is important for competitive examinations and is frequently asked in RRB NTPC, SSC, and state PSC exams.
What is the coverage of PM-JAY in terms of population?
Correct Answer: B. Approximately 50% of India's population covering vulnerable sections
The correct answer is Approximately 50% of India's population covering vulnerable sections. PM-JAY is designed to cover approximately 50% of India's population, primarily focusing on vulnerable and economically weaker sections, making it one of the world's largest health insurance schemes. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
What are the eligibility criteria for JSY benefits?
Correct Answer: B. Pregnant women, lactating mothers, and female child laborers
The correct answer is Pregnant women, lactating mothers, and female child laborers. JSY benefits are available to pregnant women, lactating mothers, and in some cases female child laborers, providing them institutional delivery support and cash assistance for safe motherhood. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
How does RSBY help reduce out-of-pocket healthcare expenditure?
Correct Answer: B. Cashless treatment at empaneled hospitals eliminates direct payment burden
The correct answer is Cashless treatment at empaneled hospitals eliminates direct payment burden. RSBY significantly reduces out-of-pocket expenditure by providing cashless hospitalization benefits at empaneled hospitals, where the insurance bears treatment costs, protecting beneficiary families from financial hardship. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
What is the procedural mechanism for grievance redressal in welfare schemes?
Correct Answer: B. Designated grievance officers at block/district level and online portals for complaint filing
The correct answer is Designated grievance officers at block/district level and online portals for complaint filing. Welfare schemes have formal grievance redressal mechanisms including designated officers at block and district levels, online complaint portals, and specified resolution timelines to address beneficiary grievances. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
How has digitalization improved PMJDY implementation?
Correct Answer: B. Digital account opening, mobile banking, and online fund transfers
The correct answer is Digital account opening, mobile banking, and online fund transfers. Digitalization has significantly improved PMJDY by enabling online account opening, mobile banking access, digital fund transfers, transaction monitoring, and reducing banking friction for rural beneficiaries. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
What percentage of workers are covered under NREGA employment guarantee?
Correct Answer: B. All rural households seeking work
The correct answer is All rural households seeking work. NREGA guarantees employment to all rural households whose adult members volunteer for unskilled work, effectively covering all landless laborers, marginal farmers, and vulnerable rural populations seeking employment. MGNREGA wages are directly transferred to workers' bank accounts through the Direct Benefit Transfer (DBT) system, ensuring transparency and reducing corruption.
What is the implementation timeline for processing welfare benefit applications?
Correct Answer: B. 15 days for verification and 7 days for approval typically
The correct answer is 15 days for verification and 7 days for approval typically. Most welfare schemes specify processing timelines such as 15 days for verification and 7 days for approval, ensuring beneficiaries receive benefits promptly and maintaining accountability in the system. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
How do welfare schemes contribute to poverty reduction?
Correct Answer: B. Providing income support, food security, healthcare, and employment reduces poverty and improves living standards
The correct answer is Providing income support, food security, healthcare, and employment reduces poverty and improves living standards. Welfare schemes contribute significantly to poverty reduction by providing multiple forms of support: income transfers, food security programs, health insurance, and employment guarantee, creating a comprehensive safety net. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.
What role does Aadhar play in welfare scheme implementation?
Correct Answer: B. Unique identification for beneficiary verification and preventing duplicate benefits
The correct answer is Unique identification for beneficiary verification and preventing duplicate benefits. Aadhar plays a crucial role by providing unique identification, enabling direct benefit transfers, preventing duplicate registrations, reducing fraud, and ensuring benefits reach only intended beneficiaries. This is a frequently asked fact in competitive examinations including RRB NTPC, SSC CGL, and MPPSC examinations.