Housing & Urban Schemes — Set 1
Government Schemes · आवास और शहरी योजनाएं · Questions 1–10 of 160
In which year was Pradhan Mantri Awas Yojana - Urban (PMAY-U) launched?
Correct Answer: B. 2015
The correct answer is 2015. PMAY-U was launched on June 25, 2015, with the mission to provide affordable housing to urban poor by 2022. The scheme focuses on providing pucca houses to all eligible urban households. It operates through four verticals: In-Situ Slum Redevelopment, Credit Linked Subsidy Scheme, Affordable Housing in Partnership, and Beneficiary Led Construction.
What is the full form of PMAY-G?
Correct Answer: B. Pradhan Mantri Awas Yojana - Gramin
The correct answer is Pradhan Mantri Awas Yojana - Gramin. PMAY-G is the rural housing scheme launched in November 2016, replacing the Indira Awas Yojana. It aims to provide pucca houses with basic amenities to all houseless and people living in kutcha/dilapidated houses in rural areas. The target was to construct 2.95 crore houses by 2022.
How many cities were initially selected under the Smart Cities Mission when it was launched in 2015?
Correct Answer: B. 100
The correct answer is 100 cities. The Smart Cities Mission was launched on June 25, 2015, with a target of developing 100 smart cities across India. The mission uses an area-based development approach to transform existing areas and develop new ones. Cities were selected through a competitive process called the Smart Cities Challenge.
What does AMRUT stand for in the context of urban development?
Correct Answer: A. Atal Mission for Rejuvenation and Urban Transformation
The correct answer is Atal Mission for Rejuvenation and Urban Transformation. AMRUT was launched on June 25, 2015, replacing the Jawaharlal Nehru National Urban Renewal Mission (JNNURM). It focuses on ensuring basic infrastructure like water supply, sewerage, green spaces, and non-motorized transport for 500 selected cities with a population of one lakh and above. The mission has a total outlay of Rs 50,000 crore.
HRIDAY scheme was launched in 2015 for the development of which type of cities?
Correct Answer: B. Heritage cities
The correct answer is Heritage cities. HRIDAY stands for Heritage City Development and Augmentation Yojana, launched on January 21, 2015. The scheme aims to preserve the unique character of heritage cities while improving infrastructure and services. Initially, 12 cities were selected: Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni, and Warangal.
National Urban Livelihood Mission (NULM) was restructured and renamed as which scheme?
Correct Answer: B. DAY-NULM
The correct answer is DAY-NULM. NULM was restructured as Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) in 2016. The scheme focuses on reducing poverty and vulnerability of the urban poor by enabling them to access gainful self-employment and skilled wage employment. It also provides support for street vendors and homeless persons.
In which year was Rajiv Awas Yojana launched?
Correct Answer: A. 2009
The correct answer is 2009. Rajiv Awas Yojana (RAY) was launched in 2009 as a slum-free India initiative. The scheme aimed to bring all existing slums within the formal system and create affordable housing for economically weaker sections. It was later succeeded by PMAY-U in 2015 after being operational in pilot phase.
What is the Credit Linked Subsidy Scheme (CLSS) under PMAY-U?
Correct Answer: B. Interest subsidy on home loans for urban poor
The correct answer is Interest subsidy on home loans for urban poor. CLSS provides interest subsidy on home loans to eligible beneficiaries belonging to Economically Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Group (MIG). The subsidy ranges from 3% to 6.5% depending on the income category. This reduces the EMI burden and makes housing more affordable for urban poor.
What was the target year set under 'Housing for All' mission in India?
Correct Answer: B. 2022
The correct answer is 2022. The 'Housing for All by 2022' mission was announced coinciding with the 75th anniversary of India's independence. Both PMAY-U and PMAY-G were launched under this broader mission. The mission aimed to address the housing shortage for economically weaker sections and low-income groups in urban and rural areas.
RERA Act was enacted in which year to regulate the real estate sector?
Correct Answer: C. 2016
The correct answer is 2016. The Real Estate (Regulation and Development) Act, 2016 (RERA) was enacted to protect homebuyers and boost investments in the real estate sector. It mandates that all real estate projects must be registered with the state's RERA authority before being marketed or sold. The act requires promoters to deposit 70% of the amount collected from buyers in a separate escrow account.