Housing & Urban Schemes — Set 15
Government Schemes · आवास और शहरी योजनाएं · Questions 141–150 of 160
AMRUT scheme has which unique feature compared to JNNURM?
Correct Answer: B. Reforms-linked disbursement replaced by direct fund allocation
The correct answer is Reforms-linked disbursement replaced by direct fund allocation. Unlike JNNURM where funds were released based on urban reforms compliance, AMRUT provides direct fund allocation to cities for specific infrastructure projects. Cities prepare Service Level Improvement Plans (SLIPs) and state-level plans (SAPs), and funds are released based on project completion. This project-based approach ensures more predictable funding.
What is the 'Housing Shortage' study methodology used in India?
Correct Answer: B. Technical Group estimates based on Census data
The correct answer is Technical Group estimates based on Census data. India's housing shortage is estimated by Technical Groups set up by the Ministry of Housing and Urban Affairs using Census data. The estimate considers factors like number of houseless families, obsolete housing, congestion (number of households sharing a dwelling), and kutcha houses needing replacement. The Technical Group's estimates form the basis for setting targets under PMAY.
What is the primary challenge faced by street vendors that PM SVAnidhi addresses?
Correct Answer: B. Lack of access to formal credit and financial services
The correct answer is Lack of access to formal credit and financial services. Street vendors traditionally rely on moneylenders and informal sources that charge very high interest rates (sometimes over 100% per annum). PM SVAnidhi addresses this by providing formal credit from banks and financial institutions at subsidized rates of interest. This reduces their financial burden and helps them expand their business with affordable working capital.
What is the 'PMAY Gramin' helpline number for beneficiary queries?
Correct Answer: A. 1800-11-6446
The correct answer is 1800-11-6446. PMAY-G has a dedicated toll-free helpline number 1800-11-6446 for beneficiary queries, complaints, and grievance redressal. The Ministry of Rural Development operates this helpline to address issues faced by beneficiaries. This toll-free service ensures that even rural beneficiaries without financial resources can seek assistance. The helpline operates in multiple languages to serve beneficiaries across the country.
Under Smart Cities Mission, 'retrofitting' approach is applied to:
Correct Answer: B. Underdeveloped existing urban areas
The correct answer is Underdeveloped existing urban areas. Under Smart Cities Mission, retrofitting involves redeveloping an existing area (500 acres or more) of the city by introducing smart solutions to improve liveability, economic activities, and sustainability. The existing built-up area is improved with smart infrastructure while preserving the basic urban character of the area. About 490 cities chose retrofitting as their area-based development approach.
What is the role of HUDCO in PMAY-U?
Correct Answer: B. Both Central Nodal Agency for CLSS and provider of project loans
The correct answer is Both Central Nodal Agency for CLSS and provider of project loans. HUDCO (Housing and Urban Development Corporation) plays a dual role in PMAY-U. It acts as a Central Nodal Agency (CNA) for implementing the Credit Linked Subsidy Scheme (CLSS). It also provides project loans to states and ULBs through the National Urban Housing Fund for constructing affordable housing under other PMAY-U verticals.
Swachh Bharat Mission Urban Phase 2 focuses on which new areas beyond ODF?
Correct Answer: B. Garbage-free cities, liquid waste management, and plastic waste management
The correct answer is Garbage-free cities, liquid waste management, and plastic waste management. SBM-U Phase 2 (2021-26) goes beyond ODF to address solid waste management comprehensively to make cities 'Garbage Free'. It includes 100% collection and segregation of solid waste, processing of all wet waste, safe disposal of construction debris, management of legacy waste, and treatment of liquid waste. Plastic waste management is a key new focus area.
What is the income definition for 'urban poor' under DAY-NULM?
Correct Answer: B. Below the Urban Poverty Line as defined by state governments
The correct answer is Below the Urban Poverty Line as defined by state governments. DAY-NULM uses the Urban Poverty Line as defined by respective state governments to identify urban poor beneficiaries. The scheme targets these urban poor households with interventions for livelihood improvement, skill development, and access to credit. State governments have flexibility to include slightly above-poverty-line families in certain exceptional circumstances.
What landmark legal provision does RERA include for the benefit of homebuyers?
Correct Answer: B. Structural defect liability of 5 years after possession
The correct answer is Structural defect liability of 5 years after possession. RERA Act mandates that promoters are liable for structural defects and defects in workmanship for a period of 5 years after the date of possession. If any such defect is brought to the notice of the promoter within 5 years, the promoter is obligated to rectify it free of cost within 30 days. This provision provides long-term protection to homebuyers.
Which state was first to achieve 100% completion of PMAY-G targets in India?
Correct Answer: B. Telangana
The correct answer is Telangana. Telangana was one of the early states to achieve significant completion targets under PMAY-G. However, the completion of targets has varied across different states. Some states like Tripura and other northeastern states achieved high completion rates due to their smaller targets and effective implementation. The overall national progress saw some states performing better than others depending on administrative efficiency.