Housing & Urban Schemes — Set 13
Government Schemes · आवास और शहरी योजनाएं · Questions 121–130 of 160
What was the total housing shortage estimate in urban areas when PMAY-U was launched?
Correct Answer: B. 1.12 crore
The correct answer is 1.12 crore. When PMAY-U was launched in 2015, the estimated housing shortage in urban areas was approximately 1.12 crore units, predominantly in the EWS and LIG categories. This figure was based on a Technical Group report on Urban Housing Shortage. PMAY-U set a target of constructing about 1.12 crore houses in urban areas to eliminate this shortage.
Under RERA, every real estate project must be completed within which timeframe after registration?
Correct Answer: C. The period declared in the registration application
The correct answer is The period declared in the registration application. Under RERA, promoters must declare the proposed completion date at the time of project registration. They are legally bound to complete the project by that date. Extensions can be obtained from RERA authority with reasons, but only for up to one year unless affected by force majeure events. Failure to complete on time makes the promoter liable to pay interest to buyers.
The Smart Cities Mission is overseen by which national-level body?
Correct Answer: C. Smart Cities Mission Directorate under MoHUA
The correct answer is Smart Cities Mission Directorate under MoHUA. The Smart Cities Mission is overseen and implemented by the Smart Cities Mission Directorate under the Ministry of Housing and Urban Affairs (MoHUA). The mission director is a senior IAS officer. At the city level, the Special Purpose Vehicle (SPV) is responsible for implementation. Annual reviews are conducted by the ministry to monitor progress.
What is the significance of 'PMAY Awas' mobile app?
Correct Answer: B. Application for checking housing scheme eligibility and status
The correct answer is Application for checking housing scheme eligibility and status. The PMAY mobile app allows beneficiaries to check their eligibility for PMAY-U, apply for the scheme, check the status of their application, and track the progress of house construction. Citizens can also submit grievances through the app. The digital platform improves transparency and accountability in the implementation of the scheme.
Under which ministry does PMAY-G (Gramin) fall?
Correct Answer: B. Ministry of Rural Development
The correct answer is Ministry of Rural Development. Pradhan Mantri Awas Yojana - Gramin (PMAY-G) is implemented by the Ministry of Rural Development, unlike PMAY-U which falls under the Ministry of Housing and Urban Affairs. The Ministry of Rural Development also implements other rural programs like MGNREGS, PMGSY, and NSAP. This division ensures specialized focus on rural versus urban housing needs.
Swachh Bharat Mission Urban achieved which milestone by October 2019?
Correct Answer: B. All cities declared ODF (Open Defecation Free)
The correct answer is All cities declared ODF (Open Defecation Free). By October 2, 2019 (Gandhi Jayanti), all 4,320 Urban Local Bodies in India were declared ODF (Open Defecation Free) under Swachh Bharat Mission Urban. This was a major achievement as millions of households and individuals had access to toilets. Over 60 lakh individual household toilets and 6 lakh community/public toilet seats were constructed.
What is the minimum carpet area of a house that can be purchased under CLSS for EWS category?
Correct Answer: A. No minimum area specified
The correct answer is No minimum area specified. Under CLSS for EWS/LIG categories, there is no specified minimum carpet area for the house to qualify. The only size restriction is a maximum carpet area of 30 sq m for EWS and 60 sq m for LIG. This flexibility allows beneficiaries to purchase appropriately sized affordable housing units as per their needs and budget while still qualifying for the interest subsidy.
What is the role of National Housing Bank (NHB) in PMAY-U?
Correct Answer: B. Central Nodal Agency for CLSS implementation
The correct answer is Central Nodal Agency for CLSS implementation. National Housing Bank (NHB) is one of the two Central Nodal Agencies (along with HUDCO) for implementing the Credit Linked Subsidy Scheme (CLSS) under PMAY-U. NHB channels interest subsidy funds to the Primary Lending Institutions (PLIs) like banks and HFCs, which in turn credit the subsidy to beneficiaries' home loan accounts.
Under PMAY-G, what is the unit cost in Integrated Action Plan (IAP) districts and hilly areas?
Correct Answer: C. Rs 1.30 lakh
The correct answer is Rs 1.30 lakh. In hilly states (North-Eastern and Himalayan states), Integrated Action Plan (IAP) districts (Naxal-affected areas), and difficult terrain areas, the unit assistance under PMAY-G is Rs 1.30 lakh per house, compared to Rs 1.20 lakh in plain areas. This higher assistance recognizes the increased construction costs in these regions due to geographical challenges and difficult accessibility.
What was the annual income limit for LIG (Lower Income Group) under PMAY-U?
Correct Answer: B. Rs 3-6 lakh
The correct answer is Rs 3-6 lakh. Under PMAY-U, the Lower Income Group (LIG) is defined as households with annual income between Rs 3 lakh to Rs 6 lakh. LIG beneficiaries qualify for CLSS with 6.5% interest subsidy on home loans up to Rs 6 lakh. The carpet area of the dwelling unit for LIG is restricted to a maximum of 60 sq m. LIG beneficiaries also qualify for other components of PMAY-U.