Housing & Urban Schemes — Set 11
Government Schemes · आवास और शहरी योजनाएं · Questions 101–110 of 160
What is the key difference between PMAY-U and PMAY-G?
Correct Answer: B. PMAY-U focuses on urban housing while PMAY-G focuses on rural housing
The correct answer is PMAY-U focuses on urban housing while PMAY-G focuses on rural housing. PMAY-U (Pradhan Mantri Awas Yojana - Urban) is implemented by Ministry of Housing and Urban Affairs to address housing needs in urban areas. PMAY-G (Gramin) is implemented by Ministry of Rural Development to address rural housing needs. Both aim to provide 'Housing for All by 2022' but operate in different geographies with different approaches.
Under RERA, what happens if the RERA authority does not decide on a complaint within 60 days?
Correct Answer: B. The complainant can appeal to Appellate Tribunal
The correct answer is The complainant can appeal to Appellate Tribunal. If RERA authority fails to decide on a complaint within 60 days, the complainant can appeal to the Real Estate Appellate Tribunal. RERA Act provides a two-tier dispute resolution mechanism: first at the RERA authority level, and then at the Appellate Tribunal level. Further appeals can be made to the High Court.
What is the primary aim of National Heritage City Development and Augmentation Yojana?
Correct Answer: B. Preserving heritage while improving infrastructure
The correct answer is Preserving heritage while improving infrastructure. HRIDAY aims to create a unique platform for development of heritage cities by preserving and revitalizing their unique heritage, culture, and identity. It focuses on integrating urban planning, economic growth, and heritage conservation at a holistic level. The scheme provides funds for improving basic infrastructure like water supply, sanitation, drainage near heritage sites.
What is the 'Housing for All' mission also known as in official documents?
Correct Answer: A. PMAY (Pradhan Mantri Awas Yojana)
The correct answer is PMAY (Pradhan Mantri Awas Yojana). 'Housing for All by 2022' mission is officially implemented through Pradhan Mantri Awas Yojana (PMAY) which has two components - PMAY-Urban and PMAY-Gramin. The mission was announced by the government to address both urban and rural housing shortage. The ambitious target was to provide pucca houses to all homeless and inadequately housed families by 2022.
What kind of employment does DAY-NULM's 'Self Employment Programme (SEP)' provide?
Correct Answer: C. Micro-enterprise development for self-employment
The correct answer is Micro-enterprise development for self-employment. DAY-NULM's Self Employment Programme (SEP) provides financial assistance for setting up micro-enterprises through individual or group loans. The program provides interest subsidy and loan guarantees to urban poor for establishing small businesses. Both individual micro-enterprise loans (up to Rs 2 lakh) and group enterprise loans are covered under SEP.
AMRUT 2.0 was launched with the target of providing tap connections to how many urban households?
Correct Answer: C. 4.91 crore
The correct answer is 4.91 crore. AMRUT 2.0, launched in October 2021, aims to provide functional tap water connections to all 4.91 crore urban households in the country. This includes providing 2.68 crore new tap connections. The mission also targets universal sewerage and septage management in 500 AMRUT cities and improving green spaces and parks. The total project cost is Rs 2,77,000 crore for 2021-26.
Which act governs the rights of street vendors in India, complementing the PM SVAnidhi scheme?
Correct Answer: A. Street Vendors Act 2014
The correct answer is Street Vendors Act 2014. The Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act 2014 provides a legal framework to protect street vendors and regulate vending activities in urban areas. The act mandates formation of Town Vending Committees (TVCs) for vendor identification, survey, and issuance of certificates. PM SVAnidhi leverages this act's framework for vendor identification and loan disbursement.
What is the main purpose of geo-tagging under PMAY-G?
Correct Answer: B. Ensuring authenticity and monitoring construction progress
The correct answer is Ensuring authenticity and monitoring construction progress. Geo-tagging in PMAY-G serves as a real-time monitoring tool where beneficiaries and field functionaries take photographs of the house at each stage of construction with GPS location data. These geo-tagged images are uploaded to AwaasSoft, enabling central and state governments to monitor progress remotely. Fund installments are released only after verifying the construction photos.
Under the Light House Projects, which city uses Monolithic Concrete Construction System?
Correct Answer: B. Lucknow
The correct answer is Lucknow. The Light House Project in Lucknow, Uttar Pradesh, uses the Monolithic Concrete Construction system. Chennai uses Precast Concrete Construction System, Rajkot uses Steel Frame with Precast Flat Slab and Precast Sandwich Panel System, Agartala uses Steel Frame with Precast Flat Slab and External Cladding, Ranchi uses Pre-Engineered Steel Structure, and Indore uses Prefabricated Sandwich Panel System.
The credit sharing between Centre and States under PMAY-U is:
Correct Answer: A. 100% Central Government
The correct answer is 100% Central Government. Under PMAY-U, the central assistance is provided as 100% grant from the Central Government to states/UTs. For BLC and AHP verticals, the central assistance per house is Rs 1.5 lakh. For ISSR, it is Rs 1 lakh per house. States may provide additional assistance beyond the central grant. For CLSS, the subsidy flows from Central Government to lending institutions.