Housing & Urban Schemes — Set 3
Government Schemes · आवास और शहरी योजनाएं · Questions 21–30 of 160
AMRUT scheme focuses on providing basic services to cities having population of:
Correct Answer: B. 1 lakh and above
The correct answer is 1 lakh and above. AMRUT covers 500 cities and towns with a population of one lakh and above as per Census 2011. It also covers all capital cities, cities classified as heritage cities under HRIDAY, and certain cities on stem of main rivers. The mission aims to provide universal coverage of water supply, sewerage networks, and improve public transport.
What is the total outlay of Smart Cities Mission?
Correct Answer: C. Rs 1,00,000 crore
The correct answer is Rs 1,00,000 crore. The Smart Cities Mission has a total investment of over Rs 2,05,018 crore including central government funds of Rs 48,000 crore. Each smart city gets Rs 500 crore over 5 years from the central government. The states and ULBs provide matching grants, making the total outlay significantly higher.
Under which act can RERA authority impose a penalty on developers for violations?
Correct Answer: B. Up to 10% of project cost
The correct answer is Up to 10% of project cost. Under RERA Act 2016, the authority can impose a penalty of up to 10% of the estimated project cost for violations of the act's provisions. For repeated violations, developers can face imprisonment up to 3 years or additional fine. Real estate agents can also be penalized up to Rs 10,000 per day for violations.
Light House Projects (LHP) under PMAY-U use which type of construction technology?
Correct Answer: B. Innovative and alternative construction technologies
The correct answer is Innovative and alternative construction technologies. Light House Projects were launched in January 2021 to demonstrate innovative and fast construction technologies for affordable housing. Six LHPs were established in Agartala, Chennai, Lucknow, Rajkot, Ranchi, and Indore. These projects use technologies like Precast Concrete Construction, Steel Frame construction, and Prefabricated Sandwich Panel System.
Affordable Rental Housing Complexes (ARHC) scheme was launched in which year?
Correct Answer: C. 2020
The correct answer is 2020. Affordable Rental Housing Complexes (ARHC) scheme was launched in July 2020 as a sub-scheme under PMAY-U. It was created to provide affordable rental housing to urban migrants and the poor. The scheme has two models: converting existing government-funded vacant houses into ARHCs, and construction of ARHCs by public or private entities on their own land.
Which organization maintains the National Urban Housing Fund (NUHF)?
Correct Answer: B. Housing and Urban Development Corporation
The correct answer is Housing and Urban Development Corporation (HUDCO). The National Urban Housing Fund was set up with HUDCO to raise funds for PMAY-U. The fund has a corpus of Rs 60,000 crore and raises resources through external commercial borrowings, market borrowings, and other instruments. The fund provides low-cost loans to state governments and urban local bodies for affordable housing projects.
The Urban Infrastructure Development Scheme for Small and Medium Towns (UIDSSMT) was launched under which mission?
Correct Answer: A. JNNURM
The correct answer is JNNURM. UIDSSMT was a sub-mission under Jawaharlal Nehru National Urban Renewal Mission (JNNURM) launched in 2005. It focused on developing urban infrastructure in small and medium towns with population below 5 lakh. The scheme aimed to improve urban infrastructure including water supply, sewerage, drainage, solid waste management, and urban transport.
Indira Awas Yojana was renamed and restructured as which scheme in 2016?
Correct Answer: B. PMAY-Gramin
The correct answer is PMAY-Gramin. Indira Awas Yojana (IAY), which had been providing housing to rural poor since 1985, was restructured and renamed as Pradhan Mantri Awas Yojana - Gramin (PMAY-G) in November 2016. The restructuring brought significant improvements including higher unit assistance, use of SECC data for beneficiary selection, and technology-based monitoring through AwaasSoft and AwaasApp.
What is the interest subsidy provided to EWS/LIG category under CLSS of PMAY-U?
Correct Answer: D. 6.5%
The correct answer is 6.5%. Under Credit Linked Subsidy Scheme (CLSS) of PMAY-U, EWS and LIG beneficiaries get interest subsidy of 6.5% on home loans for a tenure of 20 years or the actual loan tenure, whichever is less. This subsidy is calculated on a maximum loan amount of Rs 6 lakh. The Net Present Value (NPV) of the subsidy works out to about Rs 2.67 lakh.
How many houses were targeted under PMAY-G to be built by 2022?
Correct Answer: C. 2.95 crore
The correct answer is 2.95 crore. PMAY-G initially targeted construction of 1 crore houses in the first phase (2016-2019), which was later revised to 2.95 crore houses by March 2022. The scheme uses geo-tagging and space technology to monitor construction progress. As of 2022, over 2 crore houses had been completed under this scheme.