Housing & Urban Schemes — Set 5
Government Schemes · आवास और शहरी योजनाएं · Questions 41–50 of 160
What does SITP stand for in the context of urban housing?
Correct Answer: A. Slum Integrated Township Project
The correct answer is Slum Integrated Township Project. SITP refers to projects under the In-Situ Slum Redevelopment vertical of PMAY-U that use land as a resource to provide housing to slum dwellers. The scheme involves redeveloping slum land to provide free pucca houses to eligible slum dwellers while using the remaining land commercially to cross-subsidize the housing. Private developers are key partners in SITP.
Under RERA 2016, all real estate projects must be mandatorily registered with the state RERA if:
Correct Answer: B. Project land area exceeds 500 sq m or number of apartments exceeds 8
The correct answer is Project land area exceeds 500 sq m or number of apartments exceeds 8. RERA Act 2016 mandates registration of all real estate projects where the land area exceeds 500 square meters or where the number of apartments proposed to be developed exceeds 8. This threshold ensures that even small but significant projects are regulated. Registration must be done before advertising, marketing, or selling any unit.
What is the target of PM SVAnidhi for number of street vendors to be covered?
Correct Answer: C. 50 lakh
The correct answer is 50 lakh. PM SVAnidhi aims to cover 50 lakh street vendors across urban areas. The scheme was initially launched to support vendors who were affected by the COVID-19 lockdown in 2020. Vendors with vending certificates or letters of recommendation from local bodies and Town Vending Committees are eligible to apply.
National Urban Livelihood Mission (NULM) was launched in which year?
Correct Answer: C. 2013
The correct answer is 2013. National Urban Livelihoods Mission (NULM) was launched in 2013, replacing the Swarna Jayanti Shahari Rozgar Yojana (SJSRY). The mission aimed to reduce poverty and vulnerability of the urban poor. It was subsequently renamed as Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) in 2016.
Which scheme provides central assistance for slum redevelopment in urban areas?
Correct Answer: B. PMAY-U ISSR vertical
The correct answer is PMAY-U ISSR vertical. The In-Situ Slum Redevelopment (ISSR) vertical under PMAY-U provides central assistance of Rs 1 lakh per house for slum redevelopment. Under this scheme, slum land is used as a resource with participation of private developers to provide free housing to eligible slum dwellers. The scheme aims to bring slum dwellers into the formal housing sector.
Under PMAY-G, what is the responsibility of the beneficiary after receiving assistance?
Correct Answer: B. Complete construction within specified time
The correct answer is Complete construction within specified time. Beneficiaries under PMAY-G must complete construction of the house within the stipulated time period after receiving the funds. The payment is made in installments linked to the stage of construction, which is monitored through geo-tagged photographs. Beneficiaries who fail to complete construction may have their remaining installments withheld.
What is AwaasApp used for under PMAY-G?
Correct Answer: B. Geo-tagged monitoring of house construction
The correct answer is Geo-tagged monitoring of house construction. AwaasApp is a mobile application used under PMAY-G for real-time monitoring of housing construction through geo-tagged photographs at different stages of construction. Officials and beneficiaries can upload photographs with GPS coordinates to verify the progress of construction. This technology-based monitoring ensures funds are released only when construction milestones are achieved.
The Smart Cities Mission uses which approach for development?
Correct Answer: B. Area-based development
The correct answer is Area-based development. The Smart Cities Mission primarily uses an area-based development approach where a specific area within the city is developed as the smart area. This can be through Retrofitting (improving existing infrastructure), Redevelopment (replacing existing layout), or Greenfield development (creating new areas). Each city also has a pan-city initiative that uses technology to improve services across the entire city.
RERA made it mandatory for promoters to deposit what percentage of funds collected from buyers in escrow?
Correct Answer: C. 70%
The correct answer is 70%. Under RERA Act 2016, promoters must deposit 70% of the amount collected from homebuyers in a separate escrow account. This fund can only be used for land and construction costs of that specific project. This provision was introduced to prevent diversion of funds and ensure timely completion of housing projects.
Pradhan Mantri Grameen Awaas Yojana targets which specific group in rural areas?
Correct Answer: B. Houseless and kutcha house dwellers identified through SECC 2011
The correct answer is Houseless and kutcha house dwellers identified through SECC 2011. PMAY-G specifically targets households that are houseless or living in kutcha/dilapidated houses as identified by Socio-Economic Caste Census (SECC) 2011 data. The final list is approved by Gram Sabha to ensure transparency. Priority is given to SC/ST households, minorities, disabled persons, and other vulnerable groups.