Housing & Urban Schemes — Set 7

Correct Answer: C. 1985

The correct answer is 1985. Indira Awas Yojana (IAY) was launched in 1985 as a sub-scheme of the Jawahar Rozgar Yojana to provide housing to rural poor. Initially it was part of the National Rural Employment Program. It was made an independent scheme in 1996. IAY remained India's flagship rural housing scheme until it was restructured as PMAY-G in November 2016.

Correct Answer: B. To identify and issue certificates to street vendors

The correct answer is To identify and issue certificates to street vendors. Town Vending Committees (TVCs) are constituted under the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act 2014 to identify, survey, and issue vending certificates to street vendors. Under PM SVAnidhi, vendors with vending certificates or letters of recommendation from TVCs are eligible for loans. TVCs play a crucial role in formalizing street vending activities.

Correct Answer: C. Economically Weaker Section and Low Income Group

The correct answer is Economically Weaker Section and Low Income Group. According to various government studies, over 95% of the housing shortage in India is in the EWS and LIG categories. This is why both PMAY-U and PMAY-G focus primarily on providing housing to these income groups. The shortage is both in terms of absolute numbers (houseless families) and quality (kutcha/dilapidated housing).

Correct Answer: C. 60:40

The correct answer is 60:40. Under PMAY-G, the cost sharing ratio between the Central Government and State Governments is 60:40 in plain areas. For North Eastern and hilly states, the ratio is 90:10 (90% central and 10% state contribution). This sharing arrangement ensures that state governments have financial commitment and ownership in the housing program.

Correct Answer: B. To provide round-the-clock shelters for urban homeless

The correct answer is To provide round-the-clock shelters for urban homeless. The Shelter for Urban Homeless (SUH) component under DAY-NULM aims to provide 24x7 shelters to urban homeless persons. The shelter must have basic amenities including drinking water, sanitation, and medical care. The norm is to provide one shelter for every one lakh urban population. The central government provides assistance of Rs 5 lakh per shelter bed.

Correct Answer: A. Water supply, sewerage, drainage, transport, green spaces

The correct answer is Water supply, sewerage, drainage, transport, green spaces. AMRUT focuses on five key service areas: water supply, sewerage and septage management, storm water drains management, urban transport, and green spaces and parks. The mission aims to provide universal coverage of water supply and sewerage connections to all households in covered cities. It also focuses on creating green and child-friendly spaces.

Correct Answer: B. Middle Income Group (MIG)

The correct answer is Middle Income Group (MIG). CLSS was initially available only for EWS and LIG categories when PMAY-U was launched. In January 2017, CLSS was extended to Middle Income Group (MIG-I with income Rs 6-12 lakh and MIG-II with income Rs 12-18 lakh). This expansion made affordable home loans available to a much larger segment of the population. CLSS for MIG was implemented until March 2021.

Correct Answer: A. 2015

The correct answer is 2015. Rajiv Awas Yojana was launched with the vision of a 'Slum-free India' by 2015. The scheme aimed to bring all existing slums within the formal system and ensure housing for all slum dwellers. It provided central assistance to states for in-situ slum redevelopment. However, the scheme was later subsumed under PMAY-U when the government changed its housing policy framework in 2015.

Correct Answer: B. 2015-2022

The correct answer is 2015-2022. PMAY-U was launched in June 2015 with the mission period of 2015-2022, aligning with the Housing for All by 2022 goal. The mission aimed to construct around 1.12 crore houses in urban areas. The mission was later extended beyond 2022 to allow completion of already-approved projects, but no new projects were to be added after December 2021.

Correct Answer: B. State Real Estate Regulatory Authority

The correct answer is State Real Estate Regulatory Authority. RERA Act 2016 mandates the establishment of a Real Estate Regulatory Authority (RERA) in each state and union territory. The state RERA has the power to register projects and agents, adjudicate complaints, and impose penalties. States that have not established RERA have a Central Advisory Council that performs these functions temporarily.