Housing & Urban Schemes — Set 4
Government Schemes · आवास और शहरी योजनाएं · Questions 31–40 of 160
The Smart Cities Mission uses which governance structure to implement projects?
Correct Answer: B. Special Purpose Vehicle (SPV)
The correct answer is Special Purpose Vehicle (SPV). Each Smart City creates a Special Purpose Vehicle (SPV) which is a limited company incorporated under the Companies Act 2013. The SPV is the implementing entity that plans, appraises, approves, releases funds, and implements the Smart City proposal. The Mayor chairs the SPV and the state government and ULB are joint shareholders.
What is the carpet area limit under CLSS for MIG-I category under PMAY-U?
Correct Answer: C. 160 sq m
The correct answer is 160 sq m. Under CLSS for MIG-I (annual income Rs 6-12 lakh), the carpet area of the dwelling unit must not exceed 160 sq m. The interest subsidy for MIG-I is 4% on a loan amount up to Rs 9 lakh. MIG-II (income Rs 12-18 lakh) can have carpet area up to 200 sq m and gets 3% interest subsidy on loans up to Rs 12 lakh.
DAY-NULM covers which category of the urban poor?
Correct Answer: B. Urban poor below poverty line
The correct answer is Urban poor below poverty line. Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) targets urban poor living below the poverty line. The mission provides self-employment through skill development training, formation of Self Help Groups (SHGs), and access to credit. It also addresses the needs of street vendors through PM SVAnidhi and provides shelter for homeless urban poor.
PM SVAnidhi provides loans of how much amount in the first tranche?
Correct Answer: B. Rs 10,000
The correct answer is Rs 10,000. PM SVAnidhi provides collateral-free working capital loans of Rs 10,000 in the first tranche to street vendors. Upon timely repayment, vendors become eligible for enhanced loans of Rs 20,000 in the second tranche and Rs 50,000 in the third tranche. The scheme also provides a 7% per annum interest subsidy to incentivize repayment.
Which ministry implements the PM Awas Yojana - Urban (PMAY-U)?
Correct Answer: C. Ministry of Housing and Urban Affairs
The correct answer is Ministry of Housing and Urban Affairs. PMAY-U is implemented by the Ministry of Housing and Urban Affairs (MoHUA), formerly known as the Ministry of Urban Development. The ministry provides central assistance to States/UTs through a Central Nodal Agency. Implementation is done through Urban Local Bodies (ULBs) at the ground level.
Under PMAY-U's Beneficiary Led Construction component, who constructs the house?
Correct Answer: C. Beneficiary themselves
The correct answer is Beneficiary themselves. Under the Beneficiary Led Construction (BLC) vertical of PMAY-U, eligible EWS families construct new houses or enhance existing ones on their own land. A central assistance of Rs 1.5 lakh per house is provided directly to the beneficiary. This component gives households the flexibility to design and construct their own dwelling units.
What is the minimum number of houses required for a project under Affordable Housing in Partnership (AHP) vertical of PMAY-U?
Correct Answer: C. 250 houses
The correct answer is 250 houses. Under the AHP vertical of PMAY-U, state governments or urban local bodies partner with private developers to construct affordable housing projects. A project must have at least 250 houses for EWS category to be eligible for central assistance. Central assistance of Rs 1.5 lakh is provided per EWS house in these projects.
Swachh Bharat Mission Urban 2.0 was launched in which year?
Correct Answer: C. 2021
The correct answer is 2021. Swachh Bharat Mission Urban 2.0 was launched on October 1, 2021, for the period 2021-2026. It builds on the achievements of SBM-U Phase 1 and focuses on making all cities garbage free and ensuring complete liquid waste management. Key components include solid waste management, wastewater management, and plastic waste management.
AMRUT 2.0 was launched in which year with a focus on water security?
Correct Answer: C. 2021
The correct answer is 2021. AMRUT 2.0 was launched on October 1, 2021, with an outlay of Rs 2,77,000 crore for 2021-2026. It aims to provide tap water connections to all 4.91 crore urban households and ensure universal coverage of sewerage and septage management. AMRUT 2.0 covers all 4,738 Urban Local Bodies in the country.
Indira Awas Yojana was renamed as PMAY-G in which year?
Correct Answer: C. 2016
The correct answer is 2016. Indira Awas Yojana (IAY) was renamed and restructured as Pradhan Mantri Awas Yojana - Gramin (PMAY-G) in November 2016. This change came following a Working Group report that identified several deficiencies in IAY. The restructuring addressed issues of poor quality construction, non-transparent beneficiary selection, and inadequate unit cost assistance.