Housing & Urban Schemes — Set 14
Government Schemes · आवास और शहरी योजनाएं · Questions 131–140 of 160
What is the primary goal of the AMRUT scheme?
Correct Answer: B. Universal basic services to urban households
The correct answer is Universal basic services to urban households. AMRUT's primary goal is to ensure that every household has access to basic urban services like tap water connections, sewerage connections, and improvement in urban transport. The mission focuses on providing universal coverage of water supply and sewerage in 500 cities. It also aims to create green and child-friendly spaces and non-motorized transport for better quality of urban life.
What is the focus city of the Heritage City under HRIDAY scheme associated with Buddhism?
Correct Answer: C. Gaya
The correct answer is Gaya. Gaya is the city associated with Buddhism that was covered under the HRIDAY scheme. Gaya and nearby Bodh Gaya are among the most sacred Buddhist pilgrimage sites in the world. HRIDAY included Gaya to preserve and improve the heritage infrastructure while providing better amenities to pilgrims and tourists. Varanasi is associated with Hinduism, Ajmer with Islam (Sufi shrine), and Puri with Vaishnavism.
What is the benefit of PM SVAnidhi's interest subsidy to lending institutions?
Correct Answer: B. Government reimburses 7% interest subsidy to lenders on loans up to Rs 10,000
The correct answer is Government reimburses 7% interest subsidy to lenders on loans up to Rs 10,000. Under PM SVAnidhi, the government provides 7% per annum interest subsidy on the loan amount to street vendors, which is credited to their bank accounts quarterly. This reduces the effective interest rate for vendors and also incentivizes lending institutions to participate in the scheme. The subsidy is available for all three tranches of loans.
Under PMAY-U, which vertical provides the maximum central assistance per beneficiary house?
Correct Answer: B. Credit Linked Subsidy Scheme
The correct answer is Credit Linked Subsidy Scheme. CLSS provides the maximum benefit per beneficiary as it provides interest subsidy worth approximately Rs 2.67 lakh (NPV) for EWS/LIG on loans up to Rs 6 lakh for 20 years at 6.5% subsidy rate. While AHP and BLC provide Rs 1.5 lakh as grant, CLSS essentially provides a larger benefit in present value terms due to the interest subsidy on home loans.
In which year did India achieve 'Housing for All' targets officially?
Correct Answer: D. Targets not yet fully achieved
The correct answer is Targets not yet fully achieved. While 2022 was the target year for 'Housing for All', the targets were not fully achieved by that date. Both PMAY-U and PMAY-G faced challenges including COVID-19 pandemic delays, construction challenges in certain regions, and the scale of housing shortage. The government extended timelines to allow completion of already-sanctioned houses, recognizing that the ambitious targets required more time.
Under RERA, how must the completion date of a project be communicated to homebuyers?
Correct Answer: B. Through the registered sale agreement
The correct answer is Through the registered sale agreement. Under RERA Act, the promoter must clearly mention the expected completion date in the registered sale agreement. This makes it a legal commitment. Any change in the completion date requires approval from RERA authority and must be communicated to all buyers. This provision protects homebuyers by making the completion timeline a legally binding commitment.
Smart Cities Mission was extended beyond 2020 for how many years?
Correct Answer: B. 2 years
The correct answer is 2 years. Smart Cities Mission was originally planned for 5 years from 2015 to 2020. However, considering delays in project execution, including those caused by COVID-19, the mission was extended by 2 years to June 2023. This extension allowed cities to complete ongoing projects and achieve the intended outcomes. Some further extensions were granted on a case-by-case basis for specific projects.
What is 'Waqf Board Housing Scheme' in the context of Muslim minorities under PMAY?
Correct Answer: B. Provision of housing using Waqf land under PMAY-U
The correct answer is Provision of housing using Waqf land under PMAY-U. Under PMAY-U's In-Situ Slum Redevelopment (ISSR) vertical, Waqf Boards' land can be used for providing housing to slum dwellers, including Muslim minorities. This ensures that minority communities living on Waqf land can also benefit from the scheme. The scheme promotes inclusive housing development by leveraging different types of government and trust-owned lands.
DAY-NULM's 'Social Mobilization and Institution Development' (SM&ID) component creates:
Correct Answer: B. Self Help Groups (SHGs) among urban poor women
The correct answer is Self Help Groups (SHGs) among urban poor women. The SM&ID component under DAY-NULM focuses on organizing urban poor women into Self-Help Groups (SHGs) and their federations (Area Level Federations and City Level Federations). These SHGs provide a platform for collective action, savings mobilization, and access to bank credit. The mission aims to form at least one SHG from every 10-15 urban poor households.
What is the provision under PMAY-G for disabled/differently abled beneficiaries?
Correct Answer: C. Priority in beneficiary list
The correct answer is Priority in beneficiary list. Under PMAY-G, persons with disabilities are given priority in the beneficiary waiting list. While the unit assistance amount remains the same, their application is treated with priority. The Gram Sabha is expected to ensure that disabled persons appear higher in the approved beneficiary list. Various state governments also provide additional assistance for accessibility features in houses for disabled beneficiaries.