Housing & Urban Schemes — Set 2
Government Schemes · आवास और शहरी योजनाएं · Questions 11–20 of 160
Under which vertical of PMAY-U are slum dwellers provided in-situ housing?
Correct Answer: B. In-Situ Slum Redevelopment
The correct answer is In-Situ Slum Redevelopment. This vertical uses land as a resource to provide housing to slum dwellers in their existing location. Private developers are involved as partners to redevelop slums by providing pucca houses to eligible slum dwellers. A central assistance of Rs 1 lakh per house is provided under this component.
PM SVAnidhi scheme was launched in 2020 to provide financial assistance to which category?
Correct Answer: B. Street vendors
The correct answer is Street vendors. PM Street Vendor's AtmaNirbhar Nidhi (PM SVAnidhi) was launched on June 1, 2020, to provide affordable working capital loans to street vendors affected by the COVID-19 pandemic. It offers initial loans of Rs 10,000, which can be enhanced to Rs 20,000 and then Rs 50,000 upon timely repayment. The scheme also incentivizes digital transactions.
What is the annual income limit for Economically Weaker Section (EWS) under PMAY-U?
Correct Answer: A. Up to Rs 3 lakh
The correct answer is Up to Rs 3 lakh. Under PMAY-U, households with annual income up to Rs 3 lakh are classified as Economically Weaker Section (EWS). The Lower Income Group (LIG) has income between Rs 3-6 lakh, MIG-I between Rs 6-12 lakh, and MIG-II between Rs 12-18 lakh. EWS and LIG categories get the maximum benefit under the scheme.
Swachh Bharat Mission Urban was launched on which date?
Correct Answer: A. October 2, 2014
The correct answer is October 2, 2014. Swachh Bharat Mission Urban was launched on Gandhi Jayanti, October 2, 2014, to make India open defecation free and achieve a cleaner urban India. The mission focused on eliminating open defecation, converting insanitary toilets to pour-flush toilets, and establishing solid waste management systems. Its target was to achieve ODF status by October 2, 2019.
How many cities were covered under HRIDAY scheme at its launch?
Correct Answer: B. 12
The correct answer is 12 cities. HRIDAY scheme covered 12 heritage cities: Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni, and Warangal. The scheme had a total outlay of Rs 500 crore with a duration of 27 months. It aimed to preserve and revitalize heritage assets while improving basic infrastructure.
What is the carpet area limit for EWS houses under PMAY-U?
Correct Answer: A. Up to 30 sq m
The correct answer is Up to 30 sq m. Under PMAY-U, the carpet area for EWS category is limited to 30 square meters. For LIG category, the carpet area is up to 60 sq m. For MIG-I it is 160 sq m and for MIG-II it is 200 sq m. These area limits ensure housing remains affordable for the intended beneficiaries.
National Heritage City Development and Augmentation Yojana (HRIDAY) is implemented by which ministry?
Correct Answer: B. Ministry of Housing and Urban Affairs
The correct answer is Ministry of Housing and Urban Affairs. HRIDAY was implemented by the Ministry of Urban Development (now renamed as Ministry of Housing and Urban Affairs). The scheme integrates urban planning, economic growth, and heritage conservation. State governments and Urban Local Bodies are key implementing partners under this scheme.
Under PMAY-G, what is the unit assistance provided for plain area houses?
Correct Answer: B. Rs 1.20 lakh
The correct answer is Rs 1.20 lakh. Under PMAY-G, the unit assistance for plain areas is Rs 1.20 lakh per house. For hilly states, difficult areas, and Integrated Action Plan (IAP) districts, the assistance is Rs 1.30 lakh. Additional assistance of Rs 12,000 is provided for construction of toilets under Swachh Bharat Mission.
Which scheme provided the basis for PMAY-G when it was launched in 2016?
Correct Answer: C. Indira Awas Yojana
The correct answer is Indira Awas Yojana. PMAY-G was launched in November 2016 replacing Indira Awas Yojana (IAY), which had been operational since 1985. IAY was a poverty alleviation program that provided housing assistance to rural poor. PMAY-G brought significant improvements over IAY including higher unit assistance, better beneficiary selection through SECC data, and geo-tagging of houses.
What is the SECC used for in PMAY-G?
Correct Answer: B. Beneficiary identification and selection
The correct answer is Beneficiary identification and selection. Socio-Economic Caste Census (SECC) 2011 data is used to identify and prioritize beneficiaries under PMAY-G. This ensures that the most deserving households get the benefit. The beneficiaries are selected from the SECC data and the final list is approved by Gram Sabha, ensuring transparency and accountability.