Social Security (Unorganised) — Set 4
Labour Laws · असंगठित क्षेत्र सामाजिक सुरक्षा · Questions 31–40 of 140
What is the definition of a worker under the Employees State Insurance Act?
Correct Answer: B. Any person employed for wages in factory
The correct answer is Any person employed for wages in factory. The ESI Act defines a worker as any person employed for wages in a factory or other prescribed establishments, covering both monthly and daily wage earners in organized sectors. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What benefits are provided under the Employees State Insurance Scheme?
Correct Answer: B. Medical and cash benefits for contingencies
The correct answer is Medical and cash benefits for contingencies. The ESI Scheme provides comprehensive coverage including medical benefits, disability benefits, cash benefits during illness, maternity benefits, and rehabilitation services. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the eligibility wage limit for ESI coverage?
Correct Answer: C. Up to Rs 21,000 per month
The correct answer is Up to Rs 21,000 per month. The ESI Scheme covers workers earning up to Rs 21,000 per month (or as revised periodically), ensuring social security coverage for lower and middle-income workers in organized sectors. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the definition of continuous service under the Employees Provident Fund Act?
Correct Answer: B. Service with permissible breaks
The correct answer is Service with permissible breaks. Continuous service under EPF Act is service with permissible breaks, which include authorized leave, earned leave, and other leave as defined by the Act. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What happens to EPF balance if an employee dies before retirement?
Correct Answer: C. Balance given to legal heirs
The correct answer is Balance given to legal heirs. If a member of EPF dies, the entire EPF balance including employer and employee contributions is paid to the legal heirs or nominees, ensuring financial protection for the family. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the vesting period for EPF contributions by employer?
Correct Answer: A. Immediate
The correct answer is Immediate. Employer's contribution to the EPF becomes immediately vested in the employee, meaning the employee has full ownership of these funds from the time of contribution. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the maximum tenure limit for drawing full gratuity benefit?
Correct Answer: B. 20 years
The correct answer is 20 years. Under the Payment of Gratuity Act, gratuity is calculated for a maximum service period of 20 years, after which the calculation remains the same even if service continues. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
When is gratuity payable under the Payment of Gratuity Act?
Correct Answer: B. On retirement, resignation, or termination
The correct answer is On retirement, resignation, or termination. Gratuity is payable upon superannuation, retirement, resignation, termination, or death of the employee, provided the minimum service requirement of 5 years is met. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the bonus calculation period under the Payment of Bonus Act?
Correct Answer: B. Financial year
The correct answer is Financial year. The Payment of Bonus Act defines the accounting year for bonus calculation as the financial year (April-March), ensuring consistency in bonus computation across industries. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.
What is the minimum bonus payable under the Payment of Bonus Act?
Correct Answer: B. 8.33% of wages
The correct answer is 8.33% of wages. The Payment of Bonus Act prescribes a minimum bonus of 8.33% of wages payable to eligible employees, even if profits are low, ensuring workers receive some bonus benefit annually. This topic is frequently tested in competitive examinations such as RRB NTPC, SSC, and UPSC.